Privacy Policy — Savings Challenge
Last updated: April 10, 2026
1. Introduction
Savings Challenge ("we", "our", or "the App") is a personal finance tool developed by Nevor Labs that helps you organize savings goals through interactive challenges. This policy describes how the App handles your information.
2. Data Stored Locally on Your Device
All information you provide — including challenge names, savings goals, marked values, deadlines, and preferences (language and currency) — is stored exclusively on your device using local storage. This data is never sent to our servers.
You can delete all locally stored data at any time from within the App. If you uninstall the App, all local data will be permanently deleted.
3. Google Account & Cloud Backup (Optional)
If you choose to use the Google Drive backup feature, the App will:
- Request access to your Google account email, display name, and profile photo via Google Sign-In, used solely to identify your account within the App.
- Request the drive.appdata permission, which allows the App to read and write only to its own hidden application folder on your Google Drive. The App cannot access, view, or modify any other files on your Google Drive.
- Store a single backup file containing your challenge data in this hidden folder.
You can disconnect your Google account and delete the backup at any time from the App's settings. When you disconnect, the App revokes its access to your Google account.
4. Notifications (Optional)
If you enable notifications, the App will request your device's notification permission to send you reminders about your savings challenges. Notification preferences and history are stored exclusively on your device and are never sent to external servers.
You can disable notifications at any time from the App's settings or your device settings.
5. Advertising
The App uses Google AdMob to display advertisements (banners, interstitials, and native ads). Google AdMob may collect and process certain data in accordance with Google's Privacy Policy, including:
- Advertising identifiers
- IP address
- General location data
- App interaction data
You can opt out of personalized advertising through your device settings. For more information, visit Google's Ads Settings.
6. In-App Purchases (Optional)
The App offers optional voluntary support purchases ("Buy me a coffee") processed entirely through Google Play Billing. We do not collect, store, or have access to any payment information. All transaction processing is handled by Google Play. You can manage your purchases and subscriptions through the Google Play Store.
7. Data We Do NOT Collect
- We do not operate backend servers or databases that store your personal data.
- We do not use analytics or tracking services beyond what Google AdMob provides.
- We do not collect financial or banking information — the App only tracks savings goals you manually input.
- We do not sell or share your data with third parties.
8. Third-Party Services
| Service | Purpose | Privacy Policy |
|---|---|---|
| Google AdMob | Advertising | Google Privacy Policy |
| Google Sign-In | Authentication for cloud backup | Google Privacy Policy |
| Google Drive API | Cloud backup storage | Google API Services User Data Policy |
| Google Play Billing | In-app purchase processing | Google Play Terms of Service |
| Expo Updates | Over-the-air app updates | Expo Privacy Policy |
9. Children's Privacy
The App is not directed at children under the age of 13. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected in the "Last updated" date above. We encourage you to review this policy periodically.
11. Contact
If you have any questions about this Privacy Policy, please contact us at:
nevorlabs@gmail.com